Part Commercial Part Residential Mortgages

Specialist mixed-use, part commercial and part residential debt advisory by property professionals for property professionals.

Calculator Call
Borrow up to 75% LTGDV*
of development costs and professional fees*
Competitive interest rates from 4.5% pa* (subject to change)

* Subject to lender criteria, individual circumstances and underwriting / valuation assessment.

Part Commercial Part Residential Mortgages (Semi-Commercial)

The Commercial Mortgage market is one of the biggest markets with a wide range of lenders. The problem is not so much choice, it's about making the right choice.

Negotiating the rate is only half the work. A lot of borrowers do not realise that the contractual obligations can also be subject to negotiation. Our focus on these joint aspects is designed to cut your costs and give you the deal that is right for you.

With over a decade of experience working in the semi-commercial market, we can not only provide you with maximum lender choice, but we can also be your expert guide when it comes to the whole process. We’ll offer you a true end-to-end experience throughout.

Mixed-use properties can prove excellent long-term investment opportunities.

Our expert semi-commercial mortgage team is on hand to help you build an income generating property portfolio or expand an existing portfolio using the asset as security (depending on the yield). We know how to secure the most competitive rates of lending in the market for both Freehold and Leasehold properties.

We focus on a wide range of mixed-use premises from public houses, cafes, industrial and retail units with adjoining residential space. In some cases, we are able to obtain up to 100% LTV if you have equity in other properties.

If you are keen to work with us as your trusted advisors and experts in this field, then we are confident we can find the best financial solution incorporating flexible terms, low rates and at a range of leverages - all in line with your own unique financial situation.

Call us today or use the contact form and an advisor from our team will get back to you shortly to discuss your requirements.

Semi-Commercial Mortgage Calculator

Please use our commercial loan calculator to work out what you could potentially borrow!

This will be dependent on the security offered by the property and the rental income. Interest rates on the loan will be very much dependent on your individual circumstances and lender criteria - please contact a broker to discuss further.

Indicative quotation
Total Security Value [1] £250,000.00
Monthly rental [2] £1,000.00
Loan Period [3] 3 year fixed
Loan type Interest Only
Maximum Net Loan Amount [4] £142,857.14

Send this indicative quote directly to Teal Finance and we'll continue from there, email it to yourself or whom it may concern.

  1. Total value of the property the loan is secured against
  2. The monthly rental income from the property
  3. The duration of the loan
  4. The maximum net loan that could be borrowed based on these figures (indicative)

Please note, this is an indicative calculator. The figures displayed are subject to the lender's approval and due diligence.

Why choose us?

Access to more lenders

Access to a wide range of specialist lenders and the experience to get you a highly competitive rate.

Property professionals

We specialise in bridging loan and development finance cases so you can rely on an innovatively structured deal.

Fast, expert service

We liaise with all involved on your behalf to ensure deadlines are met and drawdown is made in a timely manner.

01603 574404

We work closely with specialist lenders, private funders, high street lenders and challenger banks and we know how to put together the best bespoke deal.

Becky Mallia

CeMAP - Finance Broker